Mortgage Rates 2024 Usa 2024. 2024 is an important one for the housing market, with mortgage rates playing a key role in the real estate landscape. Mortgage rates barely changed this week, but experts still expect further declines in 2024.

Mortgage rates continued to climb for the fifth consecutive week, reaching a 7.22% average and a new high for 2024, freddie mac reported thursday. That comes to an average of $144,593 per person with a mortgage.