Roth Ira Limits 2024 Married Filing Jointly With Spouse. If you are married and filing jointly, the limits are $230,000 and.  — if your 2024 modified adjusted gross income (modified agi) is greater than $146,000 for single taxpayers, or $230,000 if you’re married and filing jointly, your.

 — if you are part of a married couple filing jointly or a qualifying widow or widower with modified adjusted gross income of under $230,000, you can save the. For 2023, the limit is $6,500.